Credits and loans online – Updated June 2019.

Mortgage loans between people:

Mortgage loans between people:

These are private equity mortgages where the asset used is real property. Normally in the financial sector what is usually used are flats, houses, chalets and even commercial premises. We at Across Lender in addition to this can accept industrial warehouses and even land. We are one of the few private finance companies that can offer loans on either rural or urban land. Through these mortgage loans clients can get money fast and easy.

It is also possible to adapt the financing to be short, medium and long-term credits. It is usually given on the 35-40% maximum on the amount of the appraisal, the process lasting about 7 days on average. According to the term that the client needs, this can be done.

Credits on cars, motorcycles, that is, loans on vehicles:

Credits on cars, motorcycles, that is, loans on vehicles:

It is the second type of financing that we usually see in private money companies. Instead of using real estate, what is used is vehicles. Normally for a vehicle to be accepted it must be free of charges and be less than 10 years old. That is, if you have a vehicle with more than 10 years it is difficult for you to have access to this financing. About this credit we can say that it is a quick loan in guarantee of a vehicle. They are instant credits and can be signed in less than 24 hours.

The only thing necessary is to have a vehicle free of charges and in perfect condition. The financiers in this loan usually give up to 50% of the appraised value of the vehicle. There is also the possibility of signing the pawn of cars in storage or in circulation. The first is cheaper but in exchange the customer leaves the vehicle on deposit. In the credits in circulation on the contrary the clients can continue circulating with the vehicle.

Boat pawn, art pawn and other guarantees of lesser value:

Boat pawn, art pawn and other guarantees of lesser value:

Here inside we can talk about all those guarantees that are outside of traditional financing. We can speak of the pawn of boats, the loans on art or on mobiles for example. And they are not all, we could also talk about signing credits on bicycles as well as other goods. However, this financing is much less important than seen in the previous ones.

Business and business loans:

Business and business loans:

Do you own a business and would like to be able to obtain financing? What if you put the company as a guarantee? To say first of all that this financing in practice is not always accepted as not all businesses are valid. Many times what the lender values ​​is not only the value of the company but the future of it. As it is not a good as such, using a company as a guarantee is more complicated. Therefore, we would leave this type of credit as a last option in Across Lender.

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